CERTIFIED DEBT CONSULTANT
You talk with a real person who works through your numbers with you, not a script.
CONFIDENTIAL REVIEW
Your details are used to look at options — never sold off as a lead list to anyone.
NO OBLIGATION
Understanding your options costs nothing. Enrolling is always your decision, never ours.
SUPPORT BY PHONE
Questions mid-program? You reach our team directly, and a person picks up.
If it's unsecured debt, it's worth asking about
Most of the people we talk to aren't careless with money. A job changed, a diagnosis landed, a car died, and the cards absorbed it. Those are the balances a debt relief review is built for.
CREDIT CARDS
Balances that keep growing even while you pay every month.
MEDICAL BILLS
Hospital and specialist balances that arrived all at once.
PERSONAL LOANS
Unsecured loans taken out to cover something urgent.
COLLECTIONS & REPOSSESSIONS
Accounts already handed off to a collector or agency.
STORE & RETAIL CARDS
Store-branded accounts carrying high revolving balances.
CERTAIN BUSINESS DEBT
Unsecured business balances you signed for personally.
Secured debts such as mortgages, auto loans, and student loans generally are not eligible. Eligibility depends on the account, the creditor, and your state — a consultant will tell you plainly what can and cannot be included.
You may be a fit if
- You're covering minimums and the balance barely moves
- There are more due dates in the month than you can track
- You've used one card, or a new loan, to pay another
- A hardship — job, health, divorce — changed the math
- Collection calls have started, or you're bracing for them
- You want to know your options before something breaks
We tailor a debt relief plan that's right for you
You stay in control of every decision. Our consultants do the legwork — reviewing the accounts, explaining the options, and handling creditor conversations once a plan is in place.
CONTACT US
A certified debt consultant listens to what's going on and looks at your accounts with you. No judgment, and no pressure to decide anything on the first call.
GET YOUR OPTIONS
You see the paths that may be available for your situation, what each one asks of you, and the trade-offs. You pick the one that fits, or none of them.
MOVE FORWARD
If you enroll, our team goes to work on the enrolled accounts while you follow one plan built around a payment your budget can carry.
What a free review clarifies
WHAT YOU ACTUALLY OWE
Every balance in one place, including the accounts that are easy to lose track of.
WHAT THE CURRENT PATH COSTS YOU
Where minimum payments lead if nothing changes, in plain numbers from your own accounts.
WHICH OPTIONS YOU MAY QUALIFY FOR
Debt resolution, consolidation, counseling, or simply a better budget — with the trade-offs of each.
WHAT THE NEXT STEP WOULD BE
One clear decision to make, instead of a dozen half-answers from the internet.
- Several creditors, several due dates
- Interest working against the payment you make
- Calls and letters you'd rather not open
- No clear end date in sight
- One structured plan to focus on
- A payment built around your real budget
- Our team handling creditor conversations
- A defined path you agreed to up front
Illustrative only. Structure, terms, and results depend on your accounts, your creditors, and your state. Nothing here is a promise of a specific outcome.
Debt relief isn't one size fits all
Different situations call for different tools. Here's the landscape we walk you through, so you can tell which conversation you're actually having.
Turn to us. We're here to help.
Something shifts after that first phone call. Not because anything is solved yet — because the numbers stop being a vague dread and become a situation with options. That's the part we can give you today, whatever you decide afterward.
ADVOCATES, NOT COLLECTORS
Once you enroll, the creditor conversations are ours to have, not yours. That's the whole point of having someone in your corner.
PLAIN LANGUAGE ONLY
If a program has a downside, you hear it on the first call. Nobody signs anything they don't understand.
BUILT AROUND YOUR BUDGET
A plan you can't sustain helps no one. We start from what your month can actually carry.
“Trust in the Lord with all your heart, and lean not on your own understanding; in all your ways submit to him, and he will make your paths straight.”PROVERBS 3:5-6
We're a faith-driven team, and we treat the people who call us the way we'd want our own family treated: honestly, patiently, and without judgment about how the balances got there.
The things people ask first
Straight answers, including the uncomfortable ones. If your question isn't here, call us and ask it.
We're a faith-driven team of certified debt consultants who help everyday people understand and pursue relief on unsecured debt. We review your situation, lay out the options that may apply, and — if you choose to enroll — work on the enrolled accounts on your behalf.
In a debt resolution program, instead of paying creditors directly you build funds in a dedicated account held in your own name and under your control. As funds accumulate, we work with your creditors to seek resolution of enrolled balances for less than the full amount owed, where a creditor agrees. You authorize each resolution before funds are released.
Yes — it's important you hear that plainly. Falling behind on enrolled accounts will likely affect your creditworthiness, may increase balances through interest and fees, and can lead to collection activity or legal action by creditors. A consultant will walk you through those risks before you decide anything.
Fees depend on your state and your enrolled balances, so we don't quote numbers on a website. Your consultant will go over the full fee structure and every program document with you before you enroll, and nothing is signed on a first call.
It varies. Program length depends on your balances, your creditors, and how consistently the plan is funded. We won't put a number on your situation until we've looked at it, and even then it's an estimate — not a guarantee.
Generally unsecured debts — credit cards, medical bills, personal loans, collections, store cards, and some unsecured business balances. Secured debts such as mortgages and auto loans typically cannot be enrolled, and some creditors don't negotiate with debt settlement companies at all.
Not necessarily. People who are current on their payments still come to us to understand the options before something breaks, and consolidation or counseling may be the better fit in that case. Where you stand on payments changes which paths are realistic, which is exactly what the review sorts out.
A conversation. You describe what's going on, we review the accounts, and you get a clear read on your options and the trade-offs. There's no obligation to enroll, and you can end the call with nothing more than better information.
Take one step today for a better tomorrow
It takes a few minutes. Pick the range that's closest to what you owe, tell us where to reach you, and a certified debt consultant will walk you through what may be available. If the answer is that a program isn't right for you, we'll tell you that too.
PREFER A PERSON FIRST? +1 800-414-8528 support@saviordebt.com